Michael Brown

Freelance Contributor

17 Articles

Freelance Contributor

Michael Brown is a USA-based freelance writer specializing in personal finance. A finance graduate, he provides clear and practical insights on budgeting, saving, investing, and debt management. With a passion for simplifying money matters, he helps readers make informed financial decisions for a stable and secure future.

Recent articles by

Michael Brown

Christmas holidays

Trump declares Christmas Eve, Dec. 26 as federal holidays this year

President Donald Trump has declared Christmas Eve and December 26 as federal holidays for 2025, granting most federal employees an extended Christmas break. The White House order directs executive agencies to close on both days while maintaining essential services. This decision applies only for 2025 and does not permanently change the federal holiday calendar.

Michael Brown

Not anymore – No Further ObamaCare subsidy in GOP health care

The U.S. House has approved a Republican-backed healthcare bill that allows enhanced Affordable Care Act subsidies to expire at the end of 2025. The decision could lead to higher insurance premiums for millions of Americans while setting up renewed healthcare debates in Congress in 2026.

Michael Brown

Real ID Enforcement

Goodbye to driver’s licenses for those who do not meet the new requirement – The US will activate a law that will block the process for all ages without presenting the required information

Real ID enforcement is now active nationwide, requiring passengers to present a compliant license or other approved documentation for domestic flights and access to secure federal facilities. This new phase emphasizes Social Security verification and may disrupt travel without proper preparation.

Michael Brown

Illinois Alcohol Law

New law makes cocktails-to-go a permanent option

Illinois lawmakers have enacted Senate Bill 618, permanently authorizing cocktails to go and creating new licensing for craft distillers and event spirit sales, while clarifying statewide alcohol delivery and enforcement rules to support hospitality businesses and small producers.

Michael Brown